Our comprehensive financial review process goes beyond the surface, delving into your current assets, debts, and income streams. By leveraging advanced tools and techniques, we assess your financial health, laying the groundwork for a customized retirement plan that aligns with your goals.

Crafting a personalized retirement plan is at the core of what we do. State & Shore Wealth Planning guides you through various retirement investment options, including 401(k)s, IRAs, and pensions. Our emphasis on diversification and risk management strategies ensures the longevity of your financial stability. Our retirement strategies are customized to your needs and goals but aim to utilize any and all resources you have at your disposal. 

Healthcare costs are a crucial factor in retirement planning. State & Shore Wealth Planning helps you navigate this terrain by outlining insurance options, including Medicare, life insurance, long-term care insurance and supplemental coverage. Our advisors provide expert guidance to prepare for unexpected medical expenses, safeguarding your retirement savings.

Estate planning is integral to a comprehensive retirement strategy. Wills, trusts, and beneficiary designations are essential components of estate planning, each serving distinct purposes in ensuring the orderly distribution of assets. 

• A will outlines how your assets should be distributed after your passing and allows you to designate guardians for minor children. 
• Trusts provide a flexible and private means to manage and distribute assets, offering control over how and when beneficiaries receive their inheritances. 
• Beneficiary designations, on the other hand, directly specify individuals who will receive certain assets, such as life insurance proceeds or retirement account balances, bypassing the probate process for swift and efficient asset transfer.

Estate planning is imperative in order to preserve wealth for future generations. After all, it’s your legacy, hand it down the way you want, to whom you choose.

State & Shore Wealth Planning offers comprehensive retirement planning services designed to meet your unique needs. Take the next step towards securing your financial future by scheduling a consultation with our expert advisors. We are dedicated to helping you achieve a secure and fulfilling retirement. Remember, at State & Shore Wealth Planning, your retirement is not just a destination; it's a journey we navigate together!