Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Risk Perspective Is it possible to avoid loss? Not entirely, but you can attempt to manage risk. Self-Employed Retirement Plans Estimate the maximum contribution amount for a Self-Employed 401(k), SIMPLE IRA, or SEP. From Boats to Brokers From the Dutch East India Company to Wall Street, the stock market has a long and storied history.